Person working at computer with meal prep container holding fruit

I stumbled across Accidental Fire’s article “My Financial Independence Diet” and decided to share my FI diet as well. We have very similar viewpoints and commonalities that helped us both lose over 50 lbs. I’ve been seeing a lot of mention of those on the personal finance side of Twitter changing up their diets and wanted to share things that have helped me in my journey to financial independence and a healthier lifestyle. Cost of Food at The Cost of Your Health? I always cringe when I see someone sharing an article of “50 ways to save on groceries.” Well, you can have a “ramen” budget that comes at the cost of a “champagne” healthcare expense budget (most likely). Like Accidental Fire, I “try” not to be dogmatic, but most of us know what is unhealthy but continue to eat it. But this isn’t about shaming those who do. If…

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Pantry Staples

Stockpiling On A Budget: Prior Planning Creating a plan while stockpiling on a budget will help optimize your preparedness. My tips for this, besides plan ahead, are; catch sales when you receive an income windfall, optimize gift cards, split a Costco/Sam’s club membership and bulk items if you can, and purchase by unit price (but what won’t expire). Having this plan helps keep my anxiety at bay and be ready for an emergency, even as a minimalist. Meat And Eggs Canned fish is high in nutrients like protein and stores for long periods of time. Avoid heavy metals by buying skipjack or chunk light tuna (and smaller fishes) in pouches rather than canned. Small farms and cooperatives offer large amounts of meat at discounts. Quarter and half animals are often available at a less expensive price per pound. Animals raised on smaller farms often are less toxic and contain higher…

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The Latte Factor

The Latte Factor & The 3 “Secrets” of Financial Independence

The FI community curses the latte factor as a reason for not being rich. Also, many discuss the latte factor without the underlying concepts mentioned. Thus, the latte factor is an example of a daily expense that grows exponentially when invested.

Through a third-person narrative, Bach mentions 3 “secrets” to financial independence. These secrets are paying yourself first, making it automatic, and living a rich life now.

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