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Back to Basics: Basic Personal Finance

Back to the Basics of Personal Finance

In late 2020, I’m going back to Dave Ramsey’s Baby Step 1 of basic personal finance. That first step is a $1,000 emergency fund. I have to rebuild the emergency fund. My current recklessness just cost me a couple of hundred dollars. Since I need to build back up that few hundred dollars I thought I would create a basic personal finance post.

Practice, Practice, Practice

 Why? Star athletes practice constantly. Coaches emphasize the importance of fundamentals. I’ve slowly noticed I’ve become a bit arrogant about finances and need a bit of a reality check. Maybe it might help others; maybe it will get other people on board. Let’s just see where it takes us.

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Relaxing By A Fire

Living an Intentional Life On Your Terms

INTENTIONALITY & CORE VALUES

The power of intentionality, is nothing short of amazing. In my opinion it is the key to happiness. Live an intentional life focused on your core values & beliefs and be happy.

 Almost anything can be seen as negative, an obstacle, nothing ever going according to plan. This line of thinking can lead to a vicious spiral of negativity. A surefire way to remain in a cycle of unhappiness, and unfulfillment. There is always something in life to be grateful and always something to be sad about. Mindset is a powerful control.

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Swagbucks Surveys

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What is Swagbucks Surveys?

Swagbucks surveys is an online survey site that lets you earn points called SB that can be converted to gift cards or PayPal cash. Points are worth $0.01 so 100 SB are equal to one US Dollar.

However, Swagbucks is available in Canada and other countries. Check www.swagbucks.com for more information on Non-US countries. But it’s more than just surveys. It’s videos, games, shopping and more to earn rewards.

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