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Health Meets Wealth – The Financial Independence Diet

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I stumbled across Accidental Fire’s article “My Financial Independence Diet” and decided to share my FI diet as well. We have very similar viewpoints and commonalities that helped us both lose over 50 lbs. I’ve been seeing a lot of mention of those on the personal finance side of Twitter changing up their diets and wanted to share things that have helped me in my journey to financial independence and a healthier lifestyle.

Cost of Food at The Cost of Your Health?

I always cringe when I see someone sharing an article of “50 ways to save on groceries.” Well, you can have a “ramen” budget that comes at the cost of a “champagne” healthcare expense budget (most likely). Like Accidental Fire, I “try” not to be dogmatic, but most of us know what is unhealthy but continue to eat it. But this isn’t about shaming those who do. If you want to try the things that worked for Accidental Fire and me, great. If you just want to eat cupcakes and McDonald’s, I wish the best for your health.  

The Financial Independence Diet?

A lot of what worked for Accidental Fire also worked for me (and probably a lot of others). I mean I could almost just share the article and say, “Here’s what I did too!” Just a quick overview of what we both did:

  • Sucked at losing weight – I was overweight for most of my adult life.
  • Changed to a lower carb diet – we both don’t claim a Ketogenic diet but use the principles of the diet. I save my carbs for evening and sometimes cycle with higher carb weeks
  • Read the ingredients label – watch out for sneaky ingredients
  • Avoid processed seed oils – stick to ghee, avocado oil, coconut oil, or animal fats
  • Avoid processed foods – eat whole foods and veggies
  • Keep it boring – I prepare meals almost 4 days at a time. I have a breakfast smoothie every day. Light lunch if at all. Dinner is usually 4 oz of wild game or seafood with veggies, nuts, and seeds.
  • Learn about health and nutrition – we both searched out resources and continued learning
  • Fasting – we both incorporated fasting into our diet. I switch between 16-24 hours, alternate day and do long-term fasting 1-2 times a month

But What About the $$$?

Eating healthy is expensive. Well yes and no. My parents argue with me all the time about this. I’ve started eating half the volume I used to and feel twice as full. My grocery budget went up because the things I buy are at a higher cost. Of course, the higher cost also comes in lower volume. But since I eat half as much, my costs really stay about the same. I do spend more on supplements and things I want to add to my diet for health reasons, but I consider those an external cost.

Looking Out for My Future Health

 However, in the last 2 years, I have not even come close to being “pre-diabetic” although multiple family members deal with diabetes. My parents also have other long-term health issues they are battling. Years of heavy smoking along with poor diet, my guess, are the contributing factors. I love my parents, but I do not love their lifestyle in their late 60’s.

My Favorite Nutrition Resources

For Nutrition and Biochemistry –  Thomas Delauer YouTube Channel
For Reading Ingredients & Meal Prep –  Flavcity by Bobby Parrish YouTube Channel

Thrive Market Online Groceries:

I love Thrive Market. They sponsor some of my favorite nutritional YouTubers and give memberships to low-income households. I have price compared to some stores that carry the same items and more times than not Thrive has the same items for the same or lower prices.

If you want to check out Thrive Market check it out here: http://thrv.me/62zrEW

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